This dad wrote a great letter to his 6 y/o son who was asking for money to buy a toy

Otto303 over on Reddit writes, “Our 6 y/o asked Dad for an advance on his allowance for a toy. This is the response he got.”

And a transcript for those who can’t squint:

DAD
SAVINGS AND LOAN
BECAUSE, APPARENTLY I LOOK LIKE I’M MADE OF MONEY

Dear [removed]

We to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have found you have insufficient funds, and a history of not doing your chores.

Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas. This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point.

If you would like to refute this decision, you can contact our complaint department at 1-314-[removed]. Our dispute manager at this number may be able to persuade us to reverse our decision.

Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs.

Sincerely,
CEO. DAD S&L
St. Louis. MO 63126